Profiles of Success

CAROLINAS MULTISERVICIO LATINA (Carmenza Hoyos & Rogelio Hurtado)
Accounting, Business Owner, Childcare, Food/Beverage, Insurance, Retail


We are from Colombia, South America. We are business owners and residents of North Carolina. My whole life I have worked in many career fields — from managing an accounting department in my home country of Colombia, to coming to America and opening a child-care facility, to owning and operating my own insurance agency for over 20 years.

My husband comes from humble beginnings of selling ice cream at a small shop in Manizales and selling sodas on the beach during his first summer in the U.S. He worked for the same retail company for the past 20 years as me.

With all that experience, when we found PPLSI, we knew this company was special. It provides us stability and allows us to sell a product we are passionate about because protecting families is our main goal, and I feel that the work we put in now will give us lifetime rewards.

As my husband’s retirement approached, and before PPLSI came into our lives, we were APPALLED imagining our future: Roger staying home alone with nothing important to do and me still working. Our motivation started in March 2019, when we attended our very first convention, where we learned that we could reach our financial goals at the same time and take the word RETIREMENT out of our minds. Now, as a team, our mission is to teach others the PPLSI pathway in order to achieve their financial aspirations and to help our Hispanic community to prosper by sharing the good news, all while we enjoy life together.

Modal Associate Startup Plan
Associate Start Up

LegalShield offers motivated individuals a unique program designed to deliver their dreams. Join our community and its mission to empower and protect by providing affordable legal access for all. Start your own part-time business, and take control of your future.

  • 1 month of LegalShield Advantage state of the art marketing tools
  • In-depth live training classes to taught by LegalShield’s best of the best
  • Exclusive sales tools to build and manage your business on-the-go
  • A community of like-minded entrepreneurs to help you exceed your goals
Are you registering as an individual or a business?
Requirements for businesses.

Have you or someone who may write business under this Associate Agreement ever been convicted of a felony, had a professional license revoked or have unresolved pending arrests and/or charges?
See our requirements for associates.
Modal Business Builder Plan 2021

24/7 Legal Support for Your Family.

Extra protection for your new business for an additional $14.95/mo


Comprehensive identity protection and credit monitoring.


Start your own part-time business, and take control of your future.

$49.00 one-time fee
Modal IdShield Plan
IDShield Plan

Offering comprehensive identity theft monitoring and full service identity restoration services with $1M of identity theft insurance coverage.

Choose a Plan:

Transunion credit monitoring that covers you and your spouse or domestic partner.

Transunion credit monitoring that covers one individual.

Modal Legalshield Plan
Licecnse Associate Required

Associate Name
Associate phone number.
Associate's city
Modal Small Business Plan NEW
Small Business Legal Plan

Small Business Legal Essentials

Unlimited in-state phone consultation, 10 phone calls or letters letters on your behalf a year, 5 collection notices per month, calls on specialty areas of law and more.

Small Business Legal Plus

Unlimited interstate phone consultation, 20 phone calls or letters on your behalf a year, 10 collection notices per month, calls on specialty areas and more.

Small Business Legal Pro

Unlimited interstate phone consultation, 40 phone calls or letters on your behalf a year, 15 collection notices per month, calls on specialty areas of law and more.
Small Business Supplements:
Is this a publicly traded or non-profit company?
This plan does not cover publicly traded companies. Please call 1-855-387-6320 for more information